Borrow against crypto
Stablecoin loans against eligible collateral.
Everything uLend does, and what’s live today.
Every feature, who it’s for and its honest status. We update this page as things ship.
Borrow
Learn moreIndividuals · BusinessPaused
Risk shown before signing
Loan-to-value and liquidation point on every position.
Repay any time
Repay in part or in full and release collateral.
Bitcoin-native lending
Lending settled on Bitcoin through SCL, Orobit and SQRL.
Earn
Learn moreSupply to lending markets
Earn what borrowers pay, from live market data.
No feed, no number
Missing rates are labelled, never estimated.
Supplied assets as collateral
Eligible supplied assets can also back a loan.
Move
Learn moreBridge between chains
Move supported assets on verified routes.
Route preview
Every hop, cost and arrival shown before you sign.
Lightning settlement
Near-instant Bitcoin payments across borders.
Spend
Learn moreVirtual card
Card details in the app once the issuer approves you.
Tap to pay and physical card
Contactless on your phone, and a card in the post.
Team cards and limits
Cards per person with spend caps and freeze.
Platform
Learn moreWallet-signed control
Every action confirmed in your own wallet.
Multichain markets
Supported assets across connected chains.
uLend mobile app
iPhone and Android, with loan health alerts.
Team roles and approvals
Who can draw, supply and settle, with sign-off.
Statements and exports
History your accountant can reconcile.
Developer API
Credit and settlement for platforms.