Working capital without borders.

Borrow against the digital assets your business already holds, earn on idle treasury and settle across markets, all from one account signed by your own wallet.

Wallet-signed · Live market data, never estimates

TreasuryIllustrative screen
Credit line · USD stablecoin$120,000.00Available against 2.50 BTC collateral
Loan-to-value38%
Liquidation80%
Recent activity
Drawdown−$40,000
Repayment+$15,000
Supplied0.40 BTC
Signed in your walletMarket feed connected

uLend for you.

Borrow against what you already own, earn on it, move it and follow the card programme.

For you

Built on

BitcoinSCLOrobitSQRL
Security audit · public report pending
01 · Borrow · credit linesPaused

Borrow against Bitcoin. Keep the Bitcoin.

Preview working capital against eligible digital assets, with loan-to-value and liquidation risk visible before you sign. Lending is paused while new security controls go in.

More on Borrow
Position healthIllustrative
38%Loan-to-value · healthy
02 · Earn · treasury yieldPaused

Put idle treasury to work.

Preview supply markets and live feed availability. Lending is paused while new security controls go in, so no transaction can be signed yet.

More on Earn
Supply marketsFeed status
AssetAPYUtilisation
Connecting to market feedChecking feed
03 · Move · settlementIn development

Settle across borders in seconds.

Preview supported routes for paying suppliers and partners in other markets. Transfers remain paused while the route controls are completed.

More on Move
AMERICASEUROPEMIDDLE EASTASIAAFRICA
04 · Spend · team cardsWaiting on issuer

Spend straight from the balance sheet.

Follow the virtual card programme and see how the card experience will work when the programme opens.

More on Spend

•••• 4021

Card holderALEX MORGAN
Valid thru09/29
The flagship

One credit line for every market. Your Bitcoin stays yours.

Working capital in the currency you need, wherever you trade, secured by assets you keep.

Explore Borrow

Rates from live data

No feed, no number. We never show an estimate in its place.

Risk before you sign

LTV, health and liquidation point on every position.

Your wallet signs everything

Nothing moves without your confirmation.

Routes previewed first

Every bridge and settlement path checked before funds leave.

Multichain markets

Supported assets across connected chains, in one view.

Bitcoin as the anchor

Bitcoin-native settlement on SCL, Orobit and SQRL. In development.

Beyond credit

Run your global finance on uLend.

Paused

Multichain markets

Review supported assets and market states across connected chains.

Paused

Wallet-signed control

Preview the signing flow while transaction access remains paused.

In development

Platform security controls

Request controls, repeated-action protection, access checks and privacy safeguards.

Planned

Team roles & approvals

Set who can draw, supply and settle, with multi-person sign-off.

Planned

API access

Programmatic credit, supply and settlement for platforms.

Planned

Statements & exports

Position history and reports your finance team can reconcile.

Take your balance sheet global.

Open an account in minutes. Start with what your business already holds.